Credit Reports & Scores

The three most important numbers in your financial life.

Your credit score is a three digit number that will determine many factors in your financial life. Your credit score is derived from a combination of events and circumstances credit bureaus add to your credit report. Learn What Goes into Your Credit Report & Score

Obtaining Your Credit Report

The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer credit reporting agencies—Equifax, Experian, TransUnion—to provide you a free copy of your credit report, at your request, once every 12 months.  To order your free annual credit report, visit:

Contacting the Three Major Credit Bureaus

P.O. Box 740241
Atlanta, GA 30374

P.O. Box 2002
Allen, TX 75013

P.O. Box 2000
Chester, PA 19022