Share Certificates

Put Time on Your Side.

Share Certificates accounts earn higher dividends than Regular Share Savings accounts for the same period, as long as the funds remain on deposit for the established term.

DGEFCU offers both Regular Share Certificates and IRA Share Certificates to help you reach your savings goals.
Need help with reaching your savings goals? Visit “Managing Your Money” to learn more.

Regular Share Certificates

  • A $500 minimum balance.
  • Minimum opening balance is $1000 for 12-month to 24-month terms.
  • Minimum opening balance is $500 for 36 months to 48 months terms.
  • Insured to $250,000 by NCUA.


 IRA Share Certificate Accounts