Vehicle Loans

Affordable financing when you are ready for a new ride—whether brand new or just “new to you.”

DGEFCU can finance the purchase of your new or used automobile, recreational vehicle, or motorcycle.

Choose to “Swap ‘n’ Save” when you refinance your auto loan from another lender. We’ll give you a better rate or a lower monthly payment… and if we can’t, we’ll give you $25.00 for letting us try! Swap ‘n’ Save! Contact one of our Loan Officers now!

Benefits include:

Apply for Your Vehicle Loan Today

Mind the GAP

Guaranteed Asset Protection for Your Vehicles

On average, a new car loses 30% of its value in the first year of ownership, including 10% of its value as soon as it’s driven off the lot.

And, should you get into an accident, have your vehicle stolen, or otherwise declared a total loss, you’d still be liable to pay the difference, or the “gap,” between your insurer’s settlement and the loan balance.

Fortunately there is something you can do before you even buy the car…

Our GAP (Guaranteed Asset Protection) coverage is available to you at a discounted price while also providing extra coverage from what you’d pay for elsewhere.  GAP coverage will pay the difference between your insurance settlement and the remaining loan balance. If you sign up for GAP coverage when you get a vehicle loan at DGEFCU, you’ll experience the peace of mind knowing your investment is protected for the life of the loan. Plus, we provide extended coverage for Auto Deductible Reimbursement (ADR) for three years. With GAP, plus ADR insurance, if anything happens to your car—your GAP coverage pays the difference—not you!

The cost for GAP is $399. Coverage is only available on loans with DGE Federal Credit Union. Ask for details when you apply for your next vehicle loan.

Enterprise Rental Car Used Auto Sales

DGEFCU members can participate in Enterprise Used Car Sales. Enterprise sells well-maintained former rental cars and SUVs in a wide variety of makes and models—foreign and domestic—between 1 and 3 years old. Each vehicle comes with a 12-month/12,000-mile extended service agreement.